Take control of your money with a clear, easy-to-use monthly budget spreadsheet for Excel and Google Sheets. Ideal for individuals, families, and freelancers with variable income. Track income, expenses, bills, savings, investments, and debt in one place with real-time insights. Set goals, stay on budget, and make smarter spending decisions.
Key Features
- Customizable currency and up to 50 categories
- Automated bill and debt calendar with payment tracking
- Real-time dashboard for income, expenses, savings, and debt
- Multi-currency support with automatic conversion to your base currency
- Budget vs. actual tracking to keep monthly spending on target
- Step-by-step setup guide built into the template
- Works in Microsoft Excel and Google Sheets
- Compatible with Mac, PC, phones, and tablets
What’s Included
- Dashboard overview
- Transaction log with auto-categorization
- Bill payment calendar
- Budget tracker (planned vs. actual)
- Savings and debt trackers
- Step-by-step instructions
- 4 spreadsheet templates: sample + blank for Google Sheets and Excel
- PDF with Google Sheets link and access details
How It Works
- Purchase and download your files instantly.
- Open the included PDF to access the Google Sheets link.
- Download the Excel template or duplicate the Google Sheet to your Drive.
- Open the spreadsheet, set your currency and categories, and start entering transactions.
- Optional: Watch the step-by-step tutorial linked in the file.
Important Notes
- Digital download only; no physical product will be shipped.
- All sales are final due to the nature of digital products.
- Colors may vary slightly based on your device display.
- Best editing experience on a desktop or laptop.
- Requires a Google account for Google Sheets or Microsoft Excel software.
Frequently Asked Questions
Will this work on Mac, PC, and mobile?
Yes. It works in Excel on Mac and PC and in Google Sheets on desktop and mobile.
Can I change the currency and categories?
Yes. Set a base currency and create up to 50 custom categories.
Does it support multiple currencies?
Yes. Enter transactions in different currencies with automatic conversion to your base currency.
Do I need budgeting experience?
No. The template includes a built-in setup guide and an optional video tutorial.
License & Usage Rights
For personal or commercial use in your own end projects. You may not resell, share, sublicense, or redistribute the files or templates in any form.
