Take control of your money with an annual budget template built on the 50/30/20 rule. Ideal for anyone who wants a clear, sustainable plan for needs, wants, and savings. Use it in Excel or Google Sheets, adjust the percentages, and watch totals calculate automatically. Stay organized all year with a simple, flexible system.
Key Features
- 50/30/20 structure for needs, wants, and savings
- Adjustable percentages to match your goals
- Annual overview with month-by-month tracking
- Auto-calculated totals for income and expenses
- Clear categories and simple data entry
- Works in Google Sheets and Microsoft Excel
- Includes sample files with mock data to learn quickly
- Accessible on Mac, PC, phones, and tablets
What’s Included
- Step-by-step instructions
- 4 spreadsheet templates: Google Sheets (sample + blank) and Excel (sample + blank)
- Editable in Google Sheets and Microsoft Excel
- Compatible with Mac, PC, phones, and tablets
How It Works
- Purchase and download instantly.
- Open the included PDF to access the Google Sheets link.
- Download the Excel file or make a copy of the Google Sheet.
- Enter your income and expenses—the template calculates totals.
Important Notes
- Digital download only; no physical item will be shipped.
- All sales are final due to the nature of digital products.
- Colors may vary by screen and device.
- Best editing experience on a desktop or laptop.
- Requires a Google account for Google Sheets or Microsoft Excel software.
Frequently Asked Questions
Can I change the 50/30/20 percentages?
Yes. Adjust the percentages to fit your budgeting goals.
Does it work in both Excel and Google Sheets?
Yes. You receive templates for both platforms.
Can I use it on my phone?
Yes, but for full editing and visibility we recommend a desktop or laptop.
License & Usage Rights
Licensed for personal and commercial use by the purchaser within one organization. You may use and modify the template for your own budgets. Reselling, sharing, or redistributing the files or derivatives is not permitted.
