Simplify debt management and see exactly when you’ll be debt‑free. This Excel and Google Sheets tracker calculates payments, interest, and payoff dates for you. Ideal for anyone paying off multiple debts and wanting clarity and control. Pick your strategy, enter your balances, and watch your plan update in real time.
Key Features
- Track up to 50 debts over timelines up to 50 years
- Choose Snowball, Avalanche, or a fully custom payoff order
- Automatic calculations for payments, interest, and payoff dates
- Global dashboard with interactive payoff timeline and progress
- Monthly overview and notes/journal tab to log milestones
- Detailed interest tracking to compare savings by strategy
- Adjust extra payments and see instant impact on dates and totals
- Works with any currency and supports categories/sources for payments
What’s Included
- PDF with step‑by‑step setup instructions and link to Google Sheet
- Blank Google Sheet template + sample file with mock data
- Blank Excel workbook (.xlsx) + sample file with mock data
- Four spreadsheet templates total (Excel and Google Sheets)
How It Works
- Purchase and download instantly.
- Open the included PDF to access the Google Sheets link.
- Google Sheets: open the link and make a copy to your Drive.
- Excel: download the .xlsx file and open in Microsoft Excel.
- Enter your debts, choose Snowball, Avalanche, or Custom, and the dashboard updates automatically.
- Optional: follow the linked step‑by‑step video guide.
Important Notes
- Digital download only; no physical product will be shipped.
- All sales are final due to the nature of digital products.
- Colors may vary slightly by screen and device.
- Best editing experience on a desktop or laptop.
- Requires a Google account for Google Sheets or Microsoft Excel software.
- Compatible with Mac, PC, and most mobile devices (mobile editing may be limited).
Frequently Asked Questions
Does it work with my currency?
Yes. Enter values in any currency and the tracker will calculate accordingly.
Can I use both Excel and Google Sheets versions?
Yes. You receive templates for both formats—use whichever you prefer.
How many debts can I track?
Up to 50 debts across a repayment period of up to 50 years.
Can I switch payoff methods later?
Yes. Change between Snowball, Avalanche, or Custom anytime and results update instantly.
License & Usage Rights
Licensed for personal or commercial use within your own business or with clients. You may not resell, share, or redistribute the files, claim them as your own, or sell the template as a template.
