Take control of your money with a simple zero-based budget built for the full year. This spreadsheet helps you assign every dollar, track monthly spending, and see progress at a glance. Ideal for anyone who wants to save more, pay down debt faster, and stay organized. Works in both Microsoft Excel and Google Sheets.
Key Features
- True zero-based budgeting so every dollar is assigned
- Monthly income and expense tracking with automatic calculations
- Yearly overview to monitor trends and progress
- Set and track savings and debt payoff goals
- Fully customizable categories to fit your life
- Comes with mock-data samples for a quick start
- Works in Google Sheets and Microsoft Excel on Mac, PC, phones, and tablets
- Step-by-step instructions and video guide link included
What’s Included
- 4 spreadsheet templates: Blank and Sample for Google Sheets + Excel
- Step-by-step instructions (PDF with link to Google Sheet)
- Editable files for Google Sheets and Microsoft Excel
How It Works
- Purchase to download your files instantly.
- Open the PDF and click the Google Sheets link, then make your own copy.
- Download the Excel file if you prefer working in Excel.
- Customize categories and enter income/expenses to start budgeting.
Important Notes
- Digital download only; no physical items shipped.
- All sales are final due to the nature of digital products.
- Colors may vary slightly by device screen.
- Best editing experience on a desktop or laptop.
- Requires a Google account (for Google Sheets) or Microsoft Excel software.
Frequently Asked Questions
Does this work in both Excel and Google Sheets?
Yes. You’ll receive templates for Google Sheets and Microsoft Excel.
How do I access the Google Sheet?
Open the included PDF and click the link to the Google Sheet, then make your own copy.
Is it beginner-friendly?
Yes. It includes clear instructions and a video guide to help you get started fast.
Can I use it on my phone or tablet?
Yes, it’s compatible, but a desktop or laptop is recommended for full editing.
License & Usage Rights
For personal or internal business use to manage your own finances. Not for resale, sharing, or redistribution of the files or templates. One license per buyer. No refunds on digital downloads.
