Make monthly budgeting simple with a ready-to-use 50/30/15/5 planner for Excel and Google Sheets. Ideal for anyone who wants a clear, structured way to balance essentials, lifestyle, savings, and debt. Just enter your income—calculations happen automatically. Spend confidently while staying on track with your goals.
Key Features
- Automatic 50/30/15/5 allocations—no manual math
- Clear categories for essentials, lifestyle, savings, and debt
- Expense tracking to monitor where your money goes
- Works in both Google Sheets and Microsoft Excel
- Includes sample files with mock data to learn fast
- Blank templates for a clean start
- Compatible with Mac, PC, phones, and tablets
- Quick-start instructions and video tutorial link included
What’s Included
- Instructions PDF with Google Sheets access link
- 4 spreadsheet templates: Google Sheets (sample + blank) and Excel (sample + blank)
- Step-by-step video tutorial link
- Compatibility across Mac, PC, and mobile devices
How It Works
- Purchase and download instantly.
- Open the included PDF for instructions and the Google Sheets link.
- Google Sheets: open the link and make your own copy.
- Excel: download the Excel file and open it in Microsoft Excel.
- Enter your income; the sheet allocates 50/30/15/5 automatically.
- Log expenses and review your totals to stay on plan.
- Optional: watch the tutorial for guidance: https://youtu.be/qoLhCLoM7w0?si=O5RKfRkWo-3sk-2j
Important Notes
- Digital download only—no physical item will be shipped.
- All sales are final due to the nature of digital products.
- Colors may vary by screen and device.
- Best editing experience on a desktop or laptop.
- Requires a Google account (for Google Sheets) or Microsoft Excel.
Frequently Asked Questions
Do I need Microsoft Excel to use this?
No. You can use either Google Sheets (free with a Google account) or Microsoft Excel.
Will the spreadsheet calculate the 50/30/15/5 split for me?
Yes. Enter your income and expenses, and allocations are calculated automatically.
Is this a physical product?
No. This is a digital template delivered by instant download.
Can I use it on my phone or tablet?
Yes, it’s compatible with mobile devices, though full editing is easiest on a desktop.
License & Usage Rights
For personal or single-business use by one user. You may make copies for your own use. Redistribution, reselling, or sharing of the files or content is not permitted.
